Make sense of
sustainable financing
in Malaysia.
You have a project in mind: solar for your business, equipment that uses less energy or a service your community needs. Now you want to understand how to fund it.
We'll help you make sense of the options, prepare for conversations with financiers and find the official information that applies to your proposal.

Business owners & SMEs · Finance teams · Sustainability teams
A good question.
A useful next step.
Understand your options, bring your project into focus and prepare for the financing conversation.
Where should I start?
Learn what “sustainable” covers, how the main financing approaches differ and where your project might fit.
Explore sustainable financeWhich financing route fits?
Bring together your project cost, expected benefits and repayment plan. Then work out which routes are worth discussing with a financier.
Compare financing routesCould a green loan fit my project?
Understand borrowing for environmental projects, the records you may need and the costs and commitments to check in an offer.
Understand green loansWhat should I know about GTFS?
Get to know the Green Technology Financing Scheme (GTFS), its published guarantee support and the availability and eligibility questions to confirm before applying.
Explore the GTFS guideBring your project
into focus.
Sustainable finance covers environmental and social goals. Your project might involve energy, buildings, transport, water, waste, nature or access to essential services.
Begin with a few lines about what you want to fund, the improvement you expect and how you will pay for it. For solar, that could include an installation proposal and electricity records. For a community project, describe who should benefit and how the service will keep operating.
Understand the project categories · Explore renewable-energy financing

What will you fund?
Describe the project, its cost and the work involved.
What will improve?
Explain the expected benefit and the evidence behind it.
How will you pay for it?
Bring the project case together with your repayment plan.
Start with what
you already have.
You can start with the information you already have: financial records, supplier quotations and a clear project description. Identify the gaps as you establish which financing route fits.
Capital Markets Malaysia's Simplified ESG Disclosure Guide, Version 2 helps small and medium enterprises (SMEs) organise environmental, social and governance (ESG) information. For funding routes, browse Bank Negara Malaysia's SME funds and discuss the relevant facility with a participating institution.
Prepare your financing evidence · Explore the SME disclosure guide
Read the details
behind the guidance.
When you need the details behind a guide, our Resources hub points you to original documents and explains what each is useful for.
Bank Negara MalaysiaClimate resourcesSecurities Commission MalaysiaSustainable and Responsible InvestmentBrowse resourcesA household project
or an investment in mind?

For a household project, check the financing offered for that purchase, including eligibility, costs and repayments.
If you're investing, look at the product's strategy, costs, risks and sustainability claims. Our overview explains how borrowing and responsible investment fit into the wider picture.
Independent guidance.
A clearer way forward.
MSFI is an independently operated information website focused on sustainable financing in Malaysia. We write for business owners and the finance and sustainability teams working with them, with additional guidance for households and investors.
Our aim is to make the subject easier to understand and give you a useful next step. We link to original sources and flag information that still needs confirmation, so you can check the details that matter to your proposal.